Your Future Starts Here

The VRFA offers a comprehensive benefit package which includes medical, dental, orthodontia, and vision insurance coverage. In addition, the VRFA contributes to a medical expense reimbursement plan and health reimbursement account (VEBA). Firefighters participate in the LEOFF retirement pension program and also have deferred compensation options.

The VRFA offers supplemental benefit options and has a tuition reimbursement program!

  • Employees are offered medical insurance through Northwest Firefighter Trust – Regence Plan 1500.
  • Employees are offered dental insurance through Association of Washington Cities – Delta Dental Plan F.
  • An Orthodontia benefit is provided with a lifetime max of $500 for children only.
  • Employees are offered vision insurance through Regence administered by VSP. The plan covers up to $400 in hardware every two years and fully covers vision exams.
  • The VRFA pays the premiums for medical, dental, and vision for eligible employees and their dependents.
  • Employees eligible for VRFA medical insurance coverage for spousal and dependent benefits may choose to “opt-out” their dependents from medical coverage and be eligible to receive an insurance premium rebate.

  • This is a tax free, employee sponsored account funded by the VRFA to assist with costs not covered by medical, dental and vision providers.
  • VRFA will make a single annual contribution based on the member’s insurance enrollment status on the first day of the year (January 1) per policy or CBA. This amount will be prorated based on your hire date for the first contribution.

  • Deferred compensation is a supplemental retirement savings option that offers employees the opportunity to invest money toward securing their retirement.
  • The VRFA contributes to an employees deferred compensation account in accordance with policy or the CBA. These contributions are an aggregated sum of 24 payments.
  • Employees may also contribute an amount of their earnings, not to exceed the IRS yearly limit, on a tax-deferred basis.
  • Employees can choose to enroll in the State of Washington’s Department of Retirement Systems Deferred Compensation Plan (DCP) or with Mass Mutual managed by Edward Jones.
  • Employees have the option to participate in a Roth 457 plan administered by ICMA.

  • The VRFA has a formal program in which employees may be eligible to receive education tuition reimbursement while attending an accredited education institution during the course of their employment. Uniformed employees are eligible for Education Incentive in accordance with the CBA.

For information pertaining to collective bargaining, please visit our Contracts & Interlocal Agreements page or contact the VRFA at